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Thanks for an article that is a clear, concise explanation of your prospective, one that certainly seems true. In the US we have shifted so far to the college model that we have neglected creating awareness

and the teaching of skilled labor that we are facing shortages of people who can do this work. For the most part they are high paying jobs. On the topic of investing it is nearly impossible for many Americans whose incomes and circumstances provide only for basic necessities.

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Thanks for the comment Gregory. And you're spot on - the education model we have nowadays everywhere isn't as comprehensive as it once was. And yes, the average person seldom invests due to income. I would like to add that financial literacy also plays a role in that. Its not like this is explicitly taught in schools or at home.

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"the colonial legacy has shaped a mindset where success is often equated with academic education and jobs in formal sectors, particularly those that align with Western ideals"

The formal standard education was good for the 20th-century but not anymore to the 21st. The world is shifting from community based mindset to individual acumen. From consumerism to production. This is an area we're lagging behind; and mindset will take us there.

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Absolutely. Education is how policy tackles mindset, especially while preserving our cultural traditions. The 21st century is rapidly changing and we need to figure it out sooner than later

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